Credit Card personal loan

Notice: 2026 Personal Loan Deals to Help with Debt and More.

How much do you owe?
$1,000
$1,000 $100,000+
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4.6/5
Excellent • 47,732+ reviews
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"Local programs are currently prioritizing residents with high-interest unsecured debt for personal loans. See if you qualify today."

Actual client of Freedom personal loan . Individual results are not typical and will vary.
Freedom personal loan is trusted by 1 million clients and counting

You could free up $230 on your monthly payment

Select your personal loan amount
Pay less each month
Freedom personal loan
$470/mo
Current
$700/mo
Lower your overall personal loan cost
Freedom personal loan
$22,543
Current
$68,450
Get rid of personal loans faster
Freedom personal loan
4 years
Current
29 yrs 8mos

Credit card personal loan is simple

Tell us about your personal loans

Talk to one of our Certified personal loan Consultants to see if Freedom personal loan could be the right solution for your personal loans

See what you could save

Find out how much time and money you could save by partnering with us to resolve your personal loans

Enroll in our personal loan program

We will negotiate settlements with your creditors until all of your enrolled personal loans are behind you

You could begin your path to credit card personal loan in just a few days

Find personal loan options

How our personal loan program works

Personal loan is an opportunity to put your credit card personal loans behind you without paying the full amount owed. Our personal loan experts negotiate with your creditors to get them to agree to settle for less than the full amount you owe, so you can resolve your personal loans for less and in less time than other personal loan solutions.

As a personal loan company that has been helping people for over 15 years, we know how to create a custom personal loan program that gets you the best possible results.

There are 4 phases in the Freedom personal loan program:

1

Build

Each month, you make a deposit into an FDIC-insured dedicated account that you control. As your account grows, we create a custom plan to get you out of personal loans.

2

Negotiate

After enough funds build up in your account, we negotiate with your creditors to settle your personal loans for significantly less than you owe.

3

Settle

Our expert negotiators work hard to get you the best savings possible. Every time we settle one of your personal loans, we contact you for authorization and approval.

4

Freedom

After the full settlement amount is paid on each account, you no longer owe your creditors. Your credit card personal loan is behind you!

Every step of the way, our friendly customer service representatives are ready to answer your questions and offer support.

We’re your personal loan partners, every step of the way

Enroll in our credit card personal loan program, and it’s no longer just you against your creditors. We’re on your side, ready to help you get out of credit card personal loans — and get on with your life. You don’t have to go it alone anymore.

Talk to us – we’re here to help

Our customer service representatives are friendly people who are always ready to answer your questions or concerns

Track your progress 24/7

Your online Client Dashboard makes it easy to stay up to date on your personal loan program status

Personal loan FAQs

As a trusted leader in personal loan , we’ve served over 1 million clients and settled more than $20 billion in personal loans since 2002. Our credibility is backed by industry certifications, positive client reviews, and recognition from leading publications.

Industry-certified & trusted

Freedom personal loan is held to the highest standards in the industry through our affiliations with respected professional organizations:

  • Association for Consumer personal loan (ACDR) – As a founding member, we follow best practices for ethical and effective personal loan settlement.
  • International Association of Professional personal loan Arbitrators (IAPDA) – As a platinum member, our team is certified in ethical personal loan settlement practices and works with more than 4,500 creditors nationwide.

Reviewed and rated—by people just like you

No matter where you are on your journey with personal loans, we’ll always put your needs first. Thousands of real customers give us top marks on Best Company, Trustpilot, Google, and ConsumerAffairs.

Freedom personal loan and our affiliates offer comprehensive solutions—from personal loan to personal loans to personal loan consolidation—customized to fit your budget.

Compare your options with a free personal loan evaluation

We offer a free evaluation that looks at all your available options. We’ll help you find the best fit with us or one of our partners.

Yes, Freedom personal loan has affiliated partners that could offer personal loan consolidation loans. A personal loan program is often easier to qualify for than a loan and helps reduce what you owe without added interest.

Freedom personal loan helps you pay less in as little as 24-48 months. You make one low monthly deposit into a Dedicated Account, and once funds build up, our team negotiates with creditors to settle for less than you owe.

Unlike a consolidation loan, you don’t need good credit to qualify. You only pay settlement fees after you approve your settlement and the first payment has been made.

We help with unsecured personal loans like credit cards, medical bills, and personal loans. We cannot help with taxes, utility bills, or secured loans like mortgages.